Ralphs Credit Card Payment – Login – Address – Customer Service information
Ralphs Credit Card Payment and Login
Making your Ralphs credit card payment or need to login to view your statement or manage your account online? The Ralph credit card is now available, and with a good range of rewards, benefits and incentives you can increase your purchasing power and get rewarded for your everyday purchases and purchases made at Ralphs. The guide covers all you need to know about this credit card to help you make the right decision, including interest rates and charges. If you already own the Ralphs Rewards Plus Credit Card, you can find out your payment options with the payment guide below. To make a payment online or manage your account, follow the link provided below on this page to the Ralphs credit card login. You will also find useful “pay my bill” information such as the credit card customer service number, payment mailing address, and billing phone number below.
Ralphs Credit Card Payment
There is a great online option which allows you to pay your bills automatically and on time every month, and it also earns you rewards points more quickly.
This card is issued by US Bank, which means you can your bills by going to any US Bank branch – find your nearest branch here.
Pay Online: With US Bank online banking you can manage your card and pay your bills online. To Make your Ralphs credit card payment online click the “Pay Online” button below to login, register, view your statement or manage your account online.
Pay by Phone: The Ralphs credit card payment phone number is 877-373-6196.
Pay by Mail: The Ralphs credit card payment mailing address is: U.S. Bank National Association, Cardmember Service, P.O. Box 790408 . Please include your Ralphs account number on your check. Your account number is located on your statement. To ensure your Ralphs payment is received on time it is recommended that you mail your payment at least 5 business days prior to the due date shown on your monthly billing statement.
Pay in Store: No. At this time you cannot pay your Ralphs credit card in stores.
Ralphs Credit Card Customer Service: The Ralphs credit card customer service number is 877-373-6196.
Ralphs Rewards Credit Card
Many retail credit cards come with limited benefits, but with the Ralphs Rewards Credit Card you can expect the same level of rewards and benefits as you would get from many leading bank credit cards. Your points are limited however to free groceries only, but you do get 0% on purchases and balance transfers for 9 months.
With this card’s points program you get 1 point for each dollar where Visa is accepted, 2 points when you spend at Kroger stores (not including fuel stations), and 3 points when you spend on the Kroger Quality brands. As you can only redeem your points for free groceries, this card is best if you frequently spend at Kroger stores and want to get the most out of your purchases.
With Visa there are a number of features available. These include medical and legal assistance when you travel, travel accident insurance and 24-hour vehicle insurance coverage with no extra costs in the case of damage or theft. You also get $0 fraud liability, emergency cash disbursement and card replacement.
Interest Rates and Terms
The standard APR for purchases and balance transfers ranges from 13.99% to 23.99% – this card is available for people with good credit scores and possibly average credit scores. The rate for cash advances is 25.24%. There is no annual fee, 4% transfer fees for balance transfers and cash advances, and a 2.8% fee for foreign transactions. Returned payment and late payment fees are up to $35. The grace period is a maximum of 30 days.